Free Business calculator

Estimate How TORO Could Improve Your DSO.

See how reducing past-due Receivables may shorten your collection cycle and release working capital.

Free to use No account required

Illustrative estimate—not a guarantee.

The calculator models how a sustainable reduction in average Accounts Receivable may affect DSO. It does not predict a particular TORO recovery result and is not accounting, tax, legal, or financial advice.

Your inputs

Build an illustrative DSO scenario

Choose how to establish Current DSO

Annual Credit Sales

Sales made on credit during the last 12 months. Exclude cash sales where possible.Average Accounts Receivable

Your average outstanding Receivables balance during the same period. If available, use the average of beginning and ending Accounts Receivable.Current Past-Due Receivables

The portion of your open Receivables that is currently past due.

Percentage of Past-Due Receivables Managed Through TOROEstimate how much of the past-due portfolio you expect to manage actively through TORO Recovery.

Choose any value from 0% through 100%.

Assumed Improvement in the TORO-Managed Past-Due Balance

Improvement assumption

These percentages are illustrative. Adjust the assumption based on your Business’s collection history and expectations. They are not claims about documented TORO performance.

Your financial inputs remain in this browser tab and are not sent to TORO storage.

How TORO may support the work

Connect Receivables visibility to consistent follow-through.

These capabilities can support a more organized recovery process. No individual feature independently guarantees a DSO change.

Unified Receivables monitoring

See current, due-soon, past-due, disputed, Settlement, and legal work in one portfolio.

Prioritized collection work

Use Tasks, next actions, aging, and Account workflow context to focus follow-through.

Structured resolution tools

Track payment promises, Settlement Plans, documents, messages, and approved attorney escalation.

Recovery reporting

Review portfolio coverage, collection performance, pipeline movement, and resolution outcomes.